David: Half Scot, grew up in Guernsey and the UK. Lives in one of the most rural counties of the UK not far from the Welsh border. Former Merchant Navy officer and hydrographic surveyor. Self-employed risk management consultant from 1992 travelling globally to carry out risk and security audits, plus some loss adjusting. Now retired.
Father of Nick who encouraged David to start blogging. Married to Marilyn for 40+ years. Four other children in addition to Nick. Nine grandchildren.