Hi. I'm Ralph Nyadzi - self-improvement blogger, indie author, indie teacher, and self-help advocate. I simply hate to wait for others to decide how far I should go. And I honestly think you too should hate the "dependency ratio"! I love to produce and share the kind of information that will impact the lives of ambitious ordinary people like me. Because I believe each one of us has an incredible personal power to act in ways that can bring a positive transformation in our individual lives. You will always find me here online doing what I love doing most; unless, of course, I'm cooking or gardening. I live in the Central Region of Ghana.